Castle Hot Tubs


We offer fantastic flexible personal finance options across all our range of hot tubs and swim spas.

Financing your hot tub enables you to make your dreams a reality with the benefit of affordable, fixed monthly payments.

There are no arrangement fees or hidden charges.

Use our finance calculator to provide a representative example of monthly repayments for the amount you would like to finance.

Please remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. Credit is subject to status and affordability. Terms & Conditions Apply. Castle Hot Tubs are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

If you would like to discuss finance options with a hot tub specialist, please fill in the form at the bottom of this page and we will get back to you as soon as possible.


from 7.9%*
APR with Hitachi Personal Finance

Competitive Personal Loans

Fixed rate, monthly payments, on your chosen date.


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What you need to know about hot tub financing

What’s the benefit of financing my hot tub? Why not use my credit card?

Hot Tub financing loans are fixed rate and have fixed repayment terms, so unlike a credit card agreement, you’ll pay the same amount every month for a set number of months. For a loan with low interest, a personal loan tends to be a better option than a credit card because all terms, including the amount borrowed and the repayment period are agreed up front. A personal loan could also be a good option if you’re looking to borrow in a more structured way to help with budgeting.

What are the benefits to my business for offering hot tub financing through Castle Hot Tubs?

Purchasing your hot tub for business use by finance is an easy way to spread the cost of your new business purchase without tying up capital, disrupting your cash flow or opting for bank loans or overdrafts.

What are your hot tub financing promotions?

Our standard finance offers include:
1) A Personal Loan - this is a form of flexible unsecured lending. This means you don’t need to secure the loan with collateral, for example property assets, to get approved. Terms vary subject to status, but typically loans are available for periods of between 12 - 120 months and with a competitive representative APR of 7.9%
2) Buy Now Pay Later - this credit agreement gives you 12 months to pay off the balance in full without incurring any interest at all. You can pay the amount in full on day 2 or day 364. If you don't clear the balance after 12 months, the agreement rolls over into an interest bearing loan, and you’ll incur a years’ worth of back dated interest.

How long does the hot tub financing approval process take?

Our simple online application takes minutes to complete, gives you a decision in minutes and you could have the money in your account within 48 hours (excluding weekends and Bank Holidays). Contact us and we can help you start the process right away!

What information do I need to provide in order to apply?

For an online loan application, you’ll need your employment details, including annual income, your bank account details and your address history from the last five years.Our criteria also require borrowers to be aged 21 or over. You must have a bank or a building society account, a good credit history, be a permanent UK resident and be in permanent paid employment or retired with a pension.

Do you require a deposit payment?

In order to secure your hot tub, we usually ask for a minimum deposit of £99. In order to secure your swim spa, we usually ask for a minimum deposit of £1,000, rising to 10% of the purchase price for our top of the range models. If you would like to reduce your monthly repayments, the deposit amount can be increased to your preference. There is no charge or fee for this.